Are You Paying Too Much on Your Mortgage?
Most homeowners stick with their bank out of habit. One free review with Finance World could change what you pay every fortnight. We compare 20+ lenders to find your best deal.
- Free mortgage review, no obligation
- We compare 20+ lenders, not just your bank
- We handle the switch from start to finish
- Most refinances settled within 2 to 4 weeks
Get a free mortgage review
Three quick questions. No cost, no obligation.
Step 1 of 4
Thanks, we have got your details.
One of our advisers will call or text you within one business day.
Our lender panel includes 20+ banks and lenders
How refinancing works with us
We do the heavy lifting. You just make the decision.
Tell us about your mortgage
A quick chat or form submission is all we need. Current lender, rough balance, and what you are hoping to achieve.
We review the market
We compare your current rate against 20+ lenders and identify your best options, including any cashback offers available.
We present your options
You get a clear comparison with no pressure. We explain the numbers, the break costs if any, and our recommendation.
We handle the switch
Once you are happy, we manage the full application and settlement. Most refinances are done within 2 to 4 weeks.
Why refinance through Finance World?
Your bank is not going to call you and offer a better rate. That is our job.
We Shop 20+ Lenders
Your current bank will not tell you what competitors are offering. We do the shopping across 20+ lenders and bring you the best deal.
Free Advice, Paid by the Lender
We are paid by the lender, not you. There is no cost to you and no obligation to proceed.
We Handle the Paperwork
Switching lenders sounds complex, but we manage the whole process from application to settlement. You just say yes.
Varun Bhatti, Your Refinancing Adviser
With $100M+ in settled loans and 27+ years of combined banking and finance experience, Varun and Hardeep have helped 150+ Kiwi families across South Auckland, including homeowners cutting their repayments by switching to a better deal.
He handles every client personally, explains everything clearly, and only recommends a switch when the numbers genuinely stack up for you. No pressure, no upsell.
Testimonials
What our clients say
Verified reviews from our Google Business Profile.
“Excellent service from start to finish! The team was professional, knowledgeable, and made the whole mortgage process simple and stress-free. They explained everything clearly, found a great option for us, and kept us updated throughout.”
Charanpreet Singh
Mortgage client
“We have worked with our mortgage advisor through the purchase of multiple properties, and the experience has been excellent every time. They are professional, knowledgeable, responsive, and always take the time to explain the different lending options clearly. Buying multiple properties can involve some complicated financial situations, but they have consistently made the process straightforward and stress-free.”
Wharf Store, Port Waikato
Property investor
“Working with Varun was extremely easy. Got our mortgage done smoothly. Highly recommend it if you want your mortgage sorted.”
Kalpesh Vekaria
Mortgage client
Common questions
The things people usually want to know before they get in touch.
Does it cost anything to refinance through you?
For most refinances there is no cost to you. We are paid by the lender once your new loan settles. If a fee ever applies to your situation, we will explain it clearly before you commit to anything.
Will I have to pay break fees?
Sometimes, if you are currently on a fixed rate. We always calculate any break costs upfront and only recommend switching when the savings clearly outweigh them.
How long does refinancing take?
Most refinances settle within 2 to 4 weeks from application, depending on your lender and your situation.
Will refinancing affect my credit score?
An initial review does not affect your credit score. A formal application, which only happens with your go-ahead, may involve a credit check, and we will always explain that first.
Can you help if I am self-employed or have been declined?
Often, yes. We work with 20+ lenders including non-banks who assess differently, so a no from one bank is not a no from the market.
Find out if you could be paying less.
Free mortgage review. No obligation. No cost to you. Takes less than 10 minutes.