Deposit Calculator
Find out exactly how much deposit you need for your next property purchase. Adjust the property price and loan-to-value ratio to see your deposit requirement and whether your savings cover it.
Deposit Calculator
How much deposit do you need?
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In New Zealand, most banks require a minimum 20% deposit for owner-occupied properties. First home buyers may qualify for a 10-15% deposit with conditions. Low-equity margins may apply for LVRs above 80%.
Deposit Required
$150,000
Deposit % 20%
Loan Amount $600,000
Savings Gap $50,000